As many of you know, Discover is probably the most well-known credit cards with a great rewards system. For those who are totally left out in the dark, you get 3% back for certain purchases during certain times of the year. Those who use their Discover card as much as possible for their purchases usually know how to get "free money" from different places like Maggiano's or Bed Bath Beyond or something. It's a $20 -> $25, right? Anyway, since there's all these deals out coupons out lately, I've been getting ideas as of late as to how to "save up".
Example #1) Maggiano's currently offers a Today and Tomorrow deal where you order a dish from a set menu and when you're done, they will give you another to-go dish for the next day. This costs $12.95. If you eat with someone else, that bill will come out to roughly $25. Maggiano's is one of the restaurants under the Discover deal where you can get a $25 gift card after you have $20 of rewards saved up. If you use the card, you will be spending maybe $5 or so for a meal for 2 PLUS leftovers for the next day!
Example @2) Currently, the Dyson handheld is reduced to $99.99 at Bed Bath and Beyond (BBB). You can use the BBB coupon which is found in every wedding magazine for 20% off, which makes it $79.99. Now, if you have accumulated 3 gift cards from BBB through the Discover rewards program, that's $75 right now. So you pay like $10 for a Dyson handheld! Is that a deal or is that a deal?
Now, the probing question is... is all this considered overly genius or overly cheap?
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